Casino guides · Austria

EPS casinos for Austrian players

The eps Überweisung logo on a light background Casino guides · Austria
Photo: eps / PSA Payment Services Austria logo / Wikimedia Commons

If you bank in Austria, you can probably pay with EPS already. There is no wallet to open and no card to register: you log in to your own online banking, approve the payment with a TAN, and the money moves. That makes it one of the few payment methods built for Austrians specifically. This guide explains how it works at a casino cashier, which live casinos on our Austrian list offer it, and the limits you should know before you deposit.

How EPS works

eps-Überweisung was developed by the leading Austrian banks: Raiffeisen, Bank Austria, BAWAG P.S.K., Erste Bank and Sparkassen, the mortgage banks and the Volksbank group. STUZZA, the Austrian banks' payment-cooperation body, has continued to develop it. At a casino cashier the flow, as Raiffeisen describes it, looks like this:

  1. Choose EPS and enter the amount.
  2. Pick your bank from the central list.
  3. Log in to your online banking.
  4. Approve with a TAN or digital signature. Payee, amount and reference are pre-filled and cannot be changed.
  5. Your bank confirms the payment to the casino straight away, so the deposit can be credited without waiting for the transfer to arrive.

The bank's confirmation is why casinos like it: an accepted EPS payment is carried out irrevocably. For you, it means two things. Your card details never reach the casino, and a deposit cannot be pulled back once approved, so check the amount before you confirm.

Raiffeisen puts the number of Austrian online-banking customers who can use EPS without extra setup at about two million.

Security and what you sign

You never enter your banking login on the casino's page: the cashier hands you over to your own bank. Raiffeisen states that the connection is SSL-encrypted and the payment data is protected by an MD5 fingerprint. Because the payee, amount and reference arrive pre-filled, what you approve with your TAN is exactly what the casino asked for. Read that screen before you sign, since an approved EPS payment cannot be recalled.

Live EPS casinos for Austrian players

These active casinos on our Austrian list show EPS in the cashier, from our current records. Each links to its Austrian fact sheet with the full terms of the current offer.

CasinoLicenceOther bank optionsE-wallets and vouchersCurrent offer type
Bison CasinoCuracao Gaming AuthoritySofort, Klarna, Rapid Transfer, Volt, RevolutSkrill, Neteller, Jeton, MiFinity, Paysafecard, Neosurf, CashtoCodeWelcome bonus
GranaWinCuracao Gaming AuthorityRapid Transfer, RevolutSkrill, Neteller, MiFinity, Paysafecard, FlexepinWelcome bonus and no-deposit offer
VegaDreamAnjouan (Union of the Comoros)Bank transfer, RevolutSkrill, Neteller, MiFinity, Paysafecard, CashLibWelcome bonus

Only three active casinos on our Austrian list confirm EPS. That is a short list on purpose: we show EPS only where the casino's own cashier or terms list it. The EPS payment page keeps the list current as offers change.

None of these sites holds an Austrian concession. Under the Glücksspielgesetz, only the federal concession holder may offer online casino games in Austria, and a reform bill would replace that system with licences from late 2027. Our Austrian online casino law guide explains both, and our casino licences guide shows what the Curacao and Anjouan regulators check.

Withdrawals: plan the way out first

EPS works one way. You can deposit with it, but casinos cannot pay winnings back through it. Before you play, check which withdrawal method the casino will use for you:

  • Bank transfer to the account you deposited from is the usual route. It is slower than an e-wallet but keeps everything in your own bank.
  • E-wallets such as Skrill or Neteller are often faster, but you need an account, and some bonuses exclude e-wallet deposits.
  • Expect a KYC check with ID and proof of address before the first withdrawal. Have it ready.
  • Keep the same name on both ends. The bank account behind your EPS deposit and the account you withdraw to should be in your own name. A payout to a third party's account is a common reason for a held withdrawal.
  • Check withdrawal limits. Many casinos cap how much you can take out per day or per week. The fact sheet shows what we have on record; the casino's terms page has the binding figure.

EPS and bonus terms

A bank-transfer deposit usually qualifies for a welcome bonus, but read the payment section of the terms first. Then check the four terms that decide what you keep: wagering, max bet, expiry, and any cash-out cap on no-deposit or free-spin offers.

Example - deposit plus bonus requirement

Requirement
30x deposit + bonus
You deposit EUR 50 by EPS and receive a EUR 50 bonus.
Bets needed
(EUR 50 + EUR 50) x 30 = EUR 3,000
With a EUR 2 max bet
at least 1,500 spins.
Same requirement on the bonus only:
EUR 50 x 30 = EUR 1,500 in bets.

The difference between "deposit plus bonus" and "bonus only" doubles the work in this example. Our wagering calculator runs it for any offer, and the Austrian welcome bonus page and no-deposit page compare current offers.

EPS against the alternatives

MethodHow you payWithdrawalsWhere to compare
EPSYour own online banking and TANNoThis page
PaysafecardPrepaid codeNoPaysafecard casinos
Rapid Transfer or SofortBank login through a providerUsually noCasino fact sheets
E-walletsWallet accountUsually yesCasino fact sheets
Visa or Mastercard debitCard details at the cashierSometimesCasino fact sheets

What comes after EPS

Austrian banking is changing. In June 2026 Erste Bank joined the European Payments Initiative, which runs the Wero wallet. Whether Wero will sit alongside EPS or replace it at merchants has not been announced, and no casino on our list shows Wero yet.

Deposit what you planned

EPS draws straight from your current account, so set a deposit limit at the casino before your first payment. Winnings are generally not income-taxed for private players in Austria; see our winnings tax guide. Free help is available from Spielsuchthilfe and on our responsible gambling page.

Sources

  • raiffeisen.at/de/firmenkunden/zahlungsverkehr/bezahlloesungen/eps-ueberweisung.html
  • sparkasse.at/sgruppe/unternehmen/produkte-firmenkunden/cash-management/zv-services/eps-zahlungen
  • bmf.gv.at/presse/pressemeldungen/2026/august-2026/gluecksspielgesetz.html
  • ris.bka.gv.at/GeltendeFassung.wxe
  • erstegroup.com/en/news-media/press-releases/2026/06/22/epi-welcomes-erste-bank-oesterreich-as-new-shareholder

Questions players ask

What is EPS?

eps-Überweisung is the Austrian online-banking payment standard, developed by the major Austrian banks and further developed by STUZZA. You log in to your own online banking and approve the payment with a TAN or digital signature.

Can I withdraw casino winnings with EPS?

No. EPS is a payment method, so casinos use it for deposits only. Withdrawals go out by bank transfer, e-wallet or another method the casino supports, usually after a KYC check.

Which banks support EPS?

According to Raiffeisen, the method was developed by Raiffeisen, Bank Austria, BAWAG P.S.K., Erste Bank and Sparkassen, the mortgage banks and the Volksbank group, and about two million Austrian online-banking customers can use it without extra setup.

Does paying by EPS say anything about the casino's licence?

No. The payment method says nothing about the casino's licence. Only the federal concession holder may offer online casino games in Austria; the sites on this page hold foreign licences.